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Rudy Flores · (619) 392-6714 · Real Estate Strategist, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919
Own in Rancho Del Rey? Start from the price you paid and the month you bought to see an estimated value now, the loan you have paid down and your equity.
Plenty of Rancho Del Rey owners have been in their homes long enough to wonder what all those years added up to. This page answers that with your own purchase price, carried forward by Zillow's monthly typical values for your ZIP code.
Tell it about your loan and it adds the principal you have paid, the equity you likely hold and what selling might leave after costs. Treat it as a first look; Rudy can check it against sales on your street.
Weighing a move out of Rancho Del Rey against staying? Rudy's Home Strategy Quiz is four quick questions, and the plan he writes back fits your situation.
Take the Home Strategy QuizSend your estimate along with the address; Rudy checks it against the latest Rancho Del Rey sales near you and writes back personally.
Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.
This is an estimate for planning, from Zillow's ZIP-wide typical values applied to your purchase price. It is not an appraisal, a broker price opinion, an offer, a loan offer, or tax or legal advice, and Rudy is a real estate agent, not a lender, appraiser or tax professional.
A Prop 13 taxable value begins at the price you paid and climbs 2% a year at most, while market values in Rancho Del Rey have often moved faster. The results show that difference as the amount today's estimate sits above your taxable value.
Owners who are 55 or older may be able to use Proposition 19 to bring their taxable value along to a new home elsewhere in the state; the purchase has to happen within two years of selling, and the benefit has a three-use limit. Eligibility is the assessor's call.
Two pages that pair well with this one: the downsizing calculator and how to read your Chula Vista property tax bill.
Not exactly. It moves your price with a ZIP-wide index, and it has no way to see your lot, your updates or how your model compares with the one next door. Rudy can run free comparable sales for a closer figure.
Zillow's ZIP data goes back to 2000 and updates monthly, so it tracks the change since you bought in a consistent way. What it misses is your specific house, which is exactly what recent nearby sales show.
Pick "Refinanced, or I know my balance" and enter what you owe now on every loan secured by the home. The tool uses that figure as is instead of estimating payments.
No, it only sets your property tax. It equals your purchase price grown by the yearly factor, capped at 2%, and is often far below market value. The number on your county tax bill is the official one.