| Rudy Flores · (619) 392-6714 · Real Estate Strategist, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919
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Monthly Update

Rancho Del Rey Market Update: July 2026

In July 2026, the typical home in Rancho Del Rey (ZIP 91910) was valued at $841,066, +0.29% from June 2026 and +1.3% over twelve months. The regional gauge finished the month at “Leans sellers” (42/100).

MONTHLY UPDATE · OCTOBER 2026

In July 2026, the typical home in Rancho Del Rey (ZIP 91910) was valued at $841,066, +0.29% from June 2026 and +1.3% over twelve months. The regional gauge finished the month at “Leans sellers” (42/100).

The month in brief

  • Homes for sale: 89 in ZIP 91910, higher than 78 a year earlier.
  • Price cuts: 21% of listings, against 17% the month before.
  • Market temperature: 59 out of 100 (higher means more competition), against 62 the month before.
  • Mortgage rates: the Freddie Mac 30-year averaged 6.54% in July 2026, against 6.49% the month before.

If you are buying

  • More homes were on the market than a year ago, which gives buyers more to compare.
  • A typical home at $841,066 with 20% down and a 30-year loan at 6.54% is roughly $4,271 a month in principal and interest, before tax, insurance and dues.

If you are selling

  • Price cuts touched 21% of listings, so pricing to recent sales from the start tends to help.
  • Neighborhood, condition and timing matter more than an average. Ask Rudy for a personal report on your street or building.

A gauge or an average cannot value a single home. Use this page to understand the market’s mood, then look at the specific homes and streets you care about.

By the numbers

Values and activity in July 2026

Zillow’s monthly figures for each ZIP code.

Typical value and activity by ZIP code, July 2026
ZIP codeTypical valueVs last monthVs a year agoHomes for salePrice cutsMarket temperature
ZIP 91910 Chula Vista$841,066+0.29%+1.3%8921%59
ZIP 91913 Chula Vista (includes parts of EastLake & Otay Ranch)$899,413+0.14%−0.2%12627%60
Typical home value, twelve months to July 2026Typical home value in ZIP 91910, ZIP 91913 for the twelve months ending July 2026.$820K$840K$860K$880K$900KAug ’25Oct ’25Dec ’25Feb ’26Apr ’26Jun ’26

ZIP 91910ZIP 91913

Week by week

The gauge through July 2026

The San Diego metro area (San Diego–Chula Vista–Carlsbad) buyer-versus-seller gauge for each week ending in the month.

Weekly gauge readings, July 2026
Week endingScoreReadingMonths of supply
Jul 4, 202637Leans sellers3.1
Jul 11, 202642Leans sellers3.1
Jul 18, 202643Leans sellers3.2
Jul 25, 202642Leans sellers3.1
Rates

Mortgage rates in July 2026

Freddie Mac’s weekly averages for the month.

The 30-year fixed rate averaged 6.54% in July 2026, against 6.49% the month before. Try your own numbers in the payment calculator.

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

Keep reading

← June 2026 · All updates

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